Human Bank™
Your Life Is Like a Bank
Your whole-life wellbeing is made up of five Banks: Physical, Emotional, Relational, Mental and Soul.
Every day, we transact in and out of these Banks.
Are we in profit? Are we in loss?
Learn how to invest wisely in the five currencies of Energy, Joy, Love, Peace and Freedom.
Investing in life that is truly life — to flourish in our whole-life wellbeing and prosper in our soul?
Human Bank™ is a framework of five Banks and five currencies that helps us assess and invest in our whole-life wellbeing.
By understanding the supply of our Human Bank™ currencies and the demands of life, we can learn to invest wisely, flourish in our whole-life wellbeing and, most importantly, prosper in our soul.
3 John 1:2 declares:
“Beloved, I pray that you may prosper in all things and be in health, just as your soul prospers.”

Physical Bank
Energy

Emotional Bank
Joy

Relational Bank
Love

Mental Bank
Peace

Soul Bank
Freedom
Assessment — Discover Your Current Wellbeing
How Is Your Human Bank™?
Start by understanding where you are today.
Human Bank™
The Wise Investor
A God-centred guide to prosper in your soul and whole-life wellbeing
More than a book — a pathway to transformation.

Human Bank™ - The Wise Investor
Was Nominated for the Australia Christian Business Awards - Media Excellence Category
“The Human Bank™ uplifted my understanding of my wellbeing greatly. Simple, powerful, life-changing.”
Andy W.
“Real change is possible using the wisdom and practical advice found in Human Bank.”
Justin
Never has there been a book that so clearly and comprehensively explains how we are to live a good and full life. Highly recommended.
Adrian
About the Author
Helping people live as God intended
Michael J. Smith founder of Human Bank has served in chaplaincy for over 20 years across community settings, disaster response, professional sport, and end-of-life care.
Through this journey, God led him to develop the Human Bank™ framework — a God-centred, whole-life wellbeing model designed to help people prosper in their soul and life.
Human Bank™
Whole-Life Wellbeing
Invest in Your Wellbeing. Prosper in Your Soul.












